Car Insurance in Cibolo, TX

  • State Farm offers the cheapest car insurance in Cibolo at ~$68/mo
  • Average full coverage in Cibolo costs $2,625/year
  • Compare and save on auto insurance in or near Cibolo, TX

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Average Car Insurance Rates in Cibolo, TX

Here's what Cibolo drivers pay on average, based on San Antonio metro area averages.

Coverage Type Annual Rate Monthly Rate
State Minimum 30/60/25 liability only $810/yr $68/mo
Liability Only Higher liability limits $1,700/yr $142/mo
Full Coverage Liability + collision + comprehensive $2,625/yr $219/mo

Source: Bankrate — 2026 San Antonio metro area data

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Local Insurance Agencies in Cibolo

Alex Hartman State Farm Insurance

Cibolo, TX

(210) 658-8885

Carriers: State Farm

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Jeremy Fuller State Farm Insurance

733 FM 1103, Cibolo, TX 78108

(210) 566-3276

Carriers: State Farm

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Cibolo Schertz Insurance Center Cibolo

700 W FM 78 Ste 204, Cibolo, TX 78108

(210) 658-2742

Carriers: independent

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R. Tackett Insurance Agency

101 South Main Street, Cibolo, TX 78108

(210) 971-8808

Carriers: Progressive

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KDJ Insurance Agency

Schertz/Cibolo, TX

(210) 658-2742

Carriers: independent

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Top Insurance Providers in Cibolo

These insurers consistently offer the best rates and service for Cibolo, TX drivers.

#1

State Farm

5

Cheapest for Cibolo drivers at ~$1,242/yr full coverage.

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#2

Allstate

4

Competitive at ~$1,740/yr. Guadalupe County coverage.

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#3

Mile Auto

4

Pay-per-mile model at ~$1,860/yr.

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#4

Mercury

4

Available through local independent agents at ~$2,100/yr.

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#5

GEICO

4

Good online quotes at ~$2,220/yr with multi-policy discounts.

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Texas Auto Insurance Guide

Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.

The best way to find affordable car insurance in Cibolo is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.

Common discounts available to Cibolo drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.

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