Car Insurance in New Braunfels, TX

  • State Farm offers the cheapest car insurance in New Braunfels at ~$64/mo
  • Average full coverage in New Braunfels costs $2,450/year
  • Compare and save on auto insurance in or near New Braunfels, TX

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Average Car Insurance Rates in New Braunfels, TX

Here's what New Braunfels drivers pay on average, based on San Antonio metro area averages.

Coverage Type Annual Rate Monthly Rate
State Minimum 30/60/25 liability only $770/yr $64/mo
Liability Only Higher liability limits $1,580/yr $132/mo
Full Coverage Liability + collision + comprehensive $2,450/yr $204/mo

Source: compare.com — 2026 data for New Braunfels, TX

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Local Insurance Agencies in New Braunfels

Miller & Miller Insurance Agency

New Braunfels, TX

(830) 625-3000

Carriers: independent

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Comaltex Insurance Agency

New Braunfels, TX

(830) 625-3000

Carriers: independent

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A-MAX Insurance New Braunfels

263 Loop 337, Ste 700, New Braunfels, TX 78130

(830) 624-2000

Carriers: independent

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Comparion Insurance Agency New Braunfels

New Braunfels, TX

(830) 608-0100

Carriers: independent

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Nationwide Insurance New Braunfels

New Braunfels, TX

(830) 625-3000

Carriers: Nationwide

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Farmers Insurance New Braunfels

1110 W San Antonio St, New Braunfels, TX 78130

(830) 625-3000

Carriers: Farmers

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Top Insurance Providers in New Braunfels

These insurers consistently offer the best rates and service for New Braunfels, TX drivers.

#1

State Farm

5

Cheapest in the SA corridor including New Braunfels. Avg ~$1,200/yr full coverage.

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#2

Mile Auto

4

Pay-per-mile option. Good for I-35 commuters with shorter drives.

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#3

Allstate

4

Strong Comal County presence with local agents in New Braunfels.

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#4

Progressive

4

Snapshot usage-based discount rewards safe driving. Multiple local agents.

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#5

GEICO

4

Competitive online quotes. Good multi-policy discounts.

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Texas Auto Insurance Guide

Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.

The best way to find affordable car insurance in New Braunfels is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.

Common discounts available to New Braunfels drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.

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