Car Insurance in Seguin, TX

  • State Farm offers the cheapest car insurance in Seguin at ~$66/mo
  • Average full coverage in Seguin costs $2,525/year
  • Compare and save on auto insurance in or near Seguin, TX

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Average Car Insurance Rates in Seguin, TX

Here's what Seguin drivers pay on average, based on San Antonio metro area averages.

Coverage Type Annual Rate Monthly Rate
State Minimum 30/60/25 liability only $790/yr $66/mo
Liability Only Higher liability limits $1,640/yr $137/mo
Full Coverage Liability + collision + comprehensive $2,525/yr $210/mo

Source: Bankrate — 2026 San Antonio metro area data

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Local Insurance Agencies in Seguin

Donegan Insurance

Seguin, TX

(830) 379-7352

Carriers: independent

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Alves Insurance Associates

715 E Court St, Seguin, TX 78155

(830) 379-7403

Carriers: independent

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A-MAX Insurance Seguin

1499 E Court Street Ste. 500-A, Seguin, TX 78155

(830) 379-9000

Carriers: independent

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Austen Hill State Farm Insurance

419-1 North King Street, Seguin, TX 78155

(830) 379-7403

Carriers: State Farm

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Nationwide Insurance Seguin

Seguin, TX

(830) 379-7352

Carriers: Nationwide

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Top Insurance Providers in Seguin

These insurers consistently offer the best rates and service for Seguin, TX drivers.

#1

State Farm

5

Cheapest option for Seguin drivers at ~$1,212/yr full coverage.

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#2

Allstate

4

Good value at ~$1,740/yr with local agents in Guadalupe County.

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#3

Mile Auto

4

Pay-per-mile model at ~$1,920/yr.

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#4

Mercury

4

Available through independent agents at ~$2,070/yr.

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#5

GEICO

4

Competitive online rates at ~$2,190/yr.

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Texas Auto Insurance Guide

Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.

The best way to find affordable car insurance in Seguin is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.

Common discounts available to Seguin drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.

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