Average Car Insurance Rates in Plano, TX
Here's what Plano drivers pay on average for car insurance.
| Coverage Type | Annual Rate | Monthly Rate |
|---|---|---|
| State Minimum 30/60/25 liability only | $820/yr | $68/mo |
| Liability Only Higher liability limits | $1,512/yr | $126/mo |
| Full Coverage Liability + collision + comprehensive | $2,472/yr | $206/mo |
Compare Plano Insurance Rates
See personalized quotes from top Plano providers in under 2 minutes.
Local Insurance Agencies in Plano
William Kuo - State Farm
6513 Chase Oaks Blvd STE B, Plano, TX 75023
Carriers: State Farm
Visit Website →Top Insurance Providers in Plano
These insurers consistently offer the best rates and service for Plano, TX drivers.
Ready to Save?
Compare rates from multiple providers in Plano in seconds.
Texas Auto Insurance Guide
Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.
The best way to find affordable car insurance in Plano is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.
Common discounts available to Plano drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.