Car Insurance in Frisco, TX

  • State Farm offers the cheapest car insurance in Frisco at ~$64/mo
  • Average full coverage in Frisco costs $2,448/year
  • Compare and save on auto insurance in or near Frisco, TX

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Average Car Insurance Rates in Frisco, TX

Here's what Frisco drivers pay on average for car insurance.

Coverage Type Annual Rate Monthly Rate
State Minimum 30/60/25 liability only $770/yr $64/mo
Liability Only Higher liability limits $1,416/yr $118/mo
Full Coverage Liability + collision + comprehensive $2,448/yr $204/mo

Source: Insurify — 2026 data for Frisco, TX drivers

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Local Insurance Agencies in Frisco

Rafael Parker - State Farm

9555 Lebanon Road Suite 1002, Frisco, TX 75035

(214) 618-6010

Carriers: State Farm

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Gene Wolfgram - State Farm

8902 Preston Manor Drive, Frisco, TX 75033

(972) 335-9731

Carriers: State Farm

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The Agent's Office

Frisco, TX

(972) 370-9900

Carriers: independent

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Scott Cato - Allstate

1701 Legacy Dr, Ste 2006, Frisco, TX 75034

(214) 765-6591

Carriers: Allstate

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Jonathan Roberts - Farmers Insurance

7000 Parkwood Blvd Ste G200, Frisco, TX 75034

(469) 200-2330

Carriers: Farmers

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Top Insurance Providers in Frisco

These insurers consistently offer the best rates and service for Frisco, TX drivers.

#1

State Farm

5

Cheapest for Frisco drivers. Multiple local agents.

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#2

GEICO

4

Strong online quotes. Good for Collin County drivers.

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#3

Allstate

4

Extensive agent network in Frisco and north DFW.

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#4

Progressive

4

Snapshot discount can save up to 30%.

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Texas Auto Insurance Guide

Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.

The best way to find affordable car insurance in Frisco is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.

Common discounts available to Frisco drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.

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