Average Car Insurance Rates in Pearland, TX
Here's what Pearland drivers pay on average, based on Houston metro area averages.
| Coverage Type | Annual Rate | Monthly Rate |
|---|---|---|
| State Minimum 30/60/25 liability only | $1,000/yr | $83/mo |
| Liability Only Higher liability limits | $1,850/yr | $154/mo |
| Full Coverage Liability + collision + comprehensive | $2,900/yr | $242/mo |
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Local Insurance Agencies in Pearland
LeBlanc Insurance Agency
11711 Shadow Creek Pkwy Ste 125, Pearland, TX 77584
Carriers: Farmers
Visit Website →The Cruz Agency - Brightway Insurance
2225 County Road 90 Ste 201-C, Pearland, TX 77584
Carriers: independent
Visit Website →Bert Simmons - State Farm
9330 Broadway Street Suite 426, Pearland, TX 77584
Carriers: State Farm
Visit Website →Top Insurance Providers in Pearland
These insurers consistently offer the best rates and service for Pearland, TX drivers.
State Farm
Cheapest in the Houston metro area, including Pearland. Avg ~$1,550/yr full coverage.
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Texas Auto Insurance Guide
Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.
The best way to find affordable car insurance in Pearland is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.
Common discounts available to Pearland drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.