Average Car Insurance Rates in Schertz, TX
Here's what Schertz drivers pay on average, based on San Antonio metro area averages.
| Coverage Type | Annual Rate | Monthly Rate |
|---|---|---|
| State Minimum 30/60/25 liability only | $810/yr | $68/mo |
| Liability Only Higher liability limits | $1,700/yr | $142/mo |
| Full Coverage Liability + collision + comprehensive | $2,625/yr | $219/mo |
Compare Schertz Insurance Rates
See personalized quotes from top Schertz providers in under 2 minutes.
Local Insurance Agencies in Schertz
Steven Garza State Farm Insurance
1996 Schertz Pkwy #404, Schertz, TX 78154
Carriers: State Farm
Visit Website →Cibolo Schertz Insurance Center
700 W FM 78 Ste 204, Cibolo, TX 78108
Carriers: independent
Visit Website →Progressive Insurance Agent Schertz
4572 Scots Elm, Schertz, TX 78108
Carriers: Progressive
Visit Website →Top Insurance Providers in Schertz
These insurers consistently offer the best rates and service for Schertz, TX drivers.
Ready to Save?
Compare rates from multiple providers in Schertz in seconds.
Texas Auto Insurance Guide
Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.
The best way to find affordable car insurance in Schertz is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.
Common discounts available to Schertz drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.