Car Insurance in Denton, TX

  • State Farm offers the cheapest car insurance in Denton at ~$62/mo
  • Average full coverage in Denton costs $2,400/year
  • Compare and save on auto insurance in or near Denton, TX

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Average Car Insurance Rates in Denton, TX

Here's what Denton drivers pay on average for car insurance.

Coverage Type Annual Rate Monthly Rate
State Minimum 30/60/25 liability only $740/yr $62/mo
Liability Only Higher liability limits $1,356/yr $113/mo
Full Coverage Liability + collision + comprehensive $2,400/yr $200/mo

Source: Insurify — 2026 data for Denton, TX drivers

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Local Insurance Agencies in Denton

Matt Portz - State Farm

800 S. Interstate 35 E, Denton, TX 76205

(940) 591-6644

Carriers: State Farm

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Ryan Everet Insurance

Denton, TX

(940) 268-5112

Carriers: independent

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Sierra Insurance Agency

Denton, TX

(940) 382-3342

Carriers: independent

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Neal & Neal Insurance

Denton, TX

(940) 387-8281

Carriers: independent

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Hutcherson Insurance Group

Denton, TX

(940) 382-9696

Carriers: independent

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Top Insurance Providers in Denton

These insurers consistently offer the best rates and service for Denton, TX drivers.

#1

State Farm

5

Cheapest for Denton drivers and UNT students.

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#2

Texas Farm Bureau

4

Lowest overall Texas rates. Membership required.

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#3

GEICO

4

Good student discounts. Popular with university students.

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#4

Progressive

4

Snapshot program. Good for young drivers building credit.

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Texas Auto Insurance Guide

Texas requires all drivers to maintain minimum liability insurance (30/60/25 coverage). This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Most experts recommend higher limits to fully protect your assets.

The best way to find affordable car insurance in Denton is to compare rates from multiple providers. Rates can vary by hundreds of dollars between companies for the same coverage, so shopping around is the single most effective money-saving strategy.

Common discounts available to Denton drivers include multi-policy bundling (10-25% off), good driver discounts, defensive driving course credits, and low-mileage discounts for those who work from home or have short commutes.

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